The federal government has issued a series of sweeping new rules and regulations surrounding Obamacare — benefits that health-industry experts fear could end up costing Americans more.

The proposed regulations, revealed Tuesday by the Centers for Medicare and Medicaid Services and the Department of Health and Human Services, will begin in 2014. They mandate:

  • Health insurance companies will be prohibited from discriminating against individuals because of a pre-existing or chronic condition;
  • Insurers will only be allowed to vary their premiums within limits, with rates being based on age, tobacco use, family size, and geography;
  • They will also prohibited from denying coverage or charging higher premiums based on an enrollee’s current or past health problems, their sex, their job or the industry they work in;
  • People for whom coverage is unaffordable, and young adults, will have access to a catastrophic coverage plan;

Read More: